| Yes I would offer my physical address |
| 5 |
| No I would not offer my physical address |
| 13 |
| I would probably enter a different address than my own |
| 8 |
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I guess for me the question is why the well respected company would need my zip code and then my address, if its then only to fudge and put in an approximate address. Maybe the issue for me is that our 'zip codes', which we call post codes, will literally cover a geographic area of a UK sized street. Your zip codes can cover entire towns right? Or certainly a far larger area. So when you posed your original question, in my opinion, my post code should be sufficient information for any geographical based service. To know my actual house number would be unecessary unless when opening an account with a company/bank etc. To put it in perspective, one of our average streets would have a hundred to two hundred houses on it max (unless living in large cities with uber number of flats and appartments on it). My parents street has 16 houses on it, mine has 102.
I accept that for things like memberships such as with the Pork, I have to trust Lee wouldn't misuse the information he has access to or could access. But the same can be said for my local dvd store, they have much of the same information on file. There has t be an element of trust involved these days.
I think what I was trying to get at is that I give out the information when I feel it has to be given. If I am unsure why they need that information, or it doesn't seem pertinent to the issue, I would always say no. Or like I said, I would speak to someone with the right background and ask why.
Like the example SP brought up....they're are shit loads of people that fell to the 'African' scam with the 'please give my your bank details, I will tranfers $1million to it and you get to keep $20,000 as a thank you'
We had several cases in the UK last year where the entire database of people with children uder 16, their names, national insurance numbers, child tax credit numbers, addresses, ages and sex....was copied onto disk and then misplaced....twice. Somewhere out there, is alot of information for a prospective crook to use.
So I guess even if you lock yourself up and never touch a pc, your information is never totally safe....but I guess I've always felt its best to hold back information when in doubt or you can't see the need for that information.
Unless Batman asked for it, of course 'g'
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Err No not exactly
Just to dispel a few myths about online purchases over the internet.
There are two main authentication procedures for online transaction processing.
1 AVS (Address Verification System) This way the card purchase is verified by matching it to the registered billing address of the card. Problems can occur when ordering for delivery to another address (some retailers will not do this to avoid any form of fraud)
2: CVV (Card Verification Value) this is also known under different names such as CSC and CVC. This is the three digit code on the back of the credit card that will verify that the customer has the card in their possession when making the purchase.
That and the process that takes place to authorize the transaction should suffice as the authorization process involves the merchant sending this information to his acquiring bank which will then query the bank that issued the card to ensure that the details are correct and that enough funds (or credit) are available for the purchase. Once this is checked then an authorization code (or a decline)is sent back across via the acquirer to the merchant to approve the purchase (it takes milliseconds for the whole process)
Here are a couple of extra pointers you can be on the lookout for
First off any online transaction for payment should always be made via some form of a “socket layer.”
The newest type is called TLS (Transport Layer Security) as the old SSL system (Secure Socket Layer) was flawed.
If the site you are on doesn’t have an SSL connection (HTTPS shows in the address bar signifying that the connection is secure) then don’t go ahead!)
Secondly there are several online protection systems in use by the major card schemes such as 3D Secure (MasterCard) and Verified by Visa (Visa) that use a secondary system where the customer registers a security code which is used during the transaction to verify that they are in fact the person who owns the card. These give more peace of mind to the customer when making online transactions but only work properly of you actually go through the process of registering for them and the merchant you use is also signed up for it 
Never use a public computer for making purchases - (too many keyloggers about!)
Never give out your personal details to any web site when making purchases, if you are suspicious then call them up and ask them why it’s required - if you don’t get a satisfactory answer then think twice about making that purchase
Asking for address details or approximate locations has no bearing on a transaction working especially if they are going to *fudge* the details, the only reason I can think of is for sales / users visiting that particular site and demographic/site traffic purposes.
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